Accounting software for small business

Every book your business keeps. One place to keep them.

Fiduciaa One handles the whole accounting cycle for a small business — invoicing and collections, bills and approvals, payroll, stock, banking and the month-end close — posting to a single general ledger so the reports are right without anyone stitching them together.

How it fits together

Eight modules. One ledger. No re-keying.

In most small businesses these functions live in separate tools — or separate spreadsheets — and someone reconciles them by hand at month-end. In Fiduciaa One every module posts straight to the ledger, so the trial balance is always current.

Fiduciaa One at the centre, connected to eight modules: Accounts Receivable (invoices, customers, receipts), Accounts Payable (bills, approvals, payments), Vendors and Purchasing (masters, orders, terms), Inventory (items, stock, valuation), Payroll (salaries, statutory, postings), Banking (live feeds, reconciliation), Cash Management (position, forecast, funding) and Period Close (checklist, accruals, lock).

Every module posts to one ledger in real time, so reports read from the books themselves — never from a copy.

What's included

The complete set, not a starter tier

Sales & receivables

  • Quotes, invoices and credit notes
  • Recurring invoices and payment reminders
  • Customer statements and ageing
  • Receipt allocation against invoices

Purchases & payables

  • Vendor masters, terms and purchase orders
  • Bill capture with line-level coding
  • Multi-step invoice approvals
  • Payment runs and remittance advice

Payroll

  • Salary structures and pay runs
  • Statutory deductions and filings
  • Payslips and employee records
  • Automatic posting to the ledger

Inventory

  • Item masters, units and price lists
  • Goods received and issued
  • Stock valuation and movement history
  • Reorder levels and low-stock alerts

Banking & cash

  • Live bank feeds and statement import
  • Rule-based reconciliation with match suggestions
  • Cash position across accounts
  • Short-horizon cash forecast

Ledger, close & reports

  • Journal entries, accruals and prepayments
  • Period close checklist and period locking
  • Trial balance, P&L, balance sheet, cash flow
  • Standard report pack, exportable to Excel

Up and running in a day

Most businesses are posting live transactions the same afternoon.

There is no implementation project here. The setup wizard asks what your business does, builds a chart of accounts to match, and walks through the rest in order. You can stop and come back — it remembers where you were.

1

Tell it about your business

Industry, entity type, currency, financial year and tax registration. The wizard proposes a chart of accounts you can accept as-is or adjust.

2

Bring in what you already have

Customers, vendors, items and opening balances import from a spreadsheet or from your current package. Errors are flagged before anything is committed.

3

Connect the bank

Link your accounts for live feeds, or import statements. Reconciliation rules start suggesting matches from the first statement.

4

Invite the team and go

Add users with the right roles, set who approves what, and start raising invoices. Your accountant gets their own login at no extra cost.

Built to stay out of your way

Simple enough for an owner. Sound enough for an auditor.

Small businesses do not have a systems team. Fiduciaa One is designed for people who have a business to run — without cutting the controls that make the numbers trustworthy.

Setup wizardsGuided first run, a proposed chart of accounts, and sensible defaults you can change later.
Bank connectivityLive feeds with rule-based matching, so reconciliation is a review rather than a data-entry job.
Invoice approvalsRoute bills to the right approver by amount or category, with a full audit trail on every decision.
Standard reportsThe statements you already know, ready on day one — no report builder to learn first.

At a glance

The practical details

Fiduciaa One is for businesses that have outgrown a spreadsheet and a shoebox, and want proper books without hiring a finance team to run them.

Owner-managed businesses Professional services Trading & distribution Small manufacturers

Specifications

Deployment
Cloud
Typical setup time
Under a day
Accounting basis
Double entry
Accountant access
Included
Bank feeds
Yes
Approval workflows
Yes
Multi-currency
Yes
Data export
Excel & CSV
Audit trail
Full
Period locking
Yes

See it on your own numbers.

We will set up a demo with a chart of accounts that looks like yours, so you can judge it on your business rather than on sample data.